What applies before you join
Our legal terms set out how your account may be opened, verified, used, restricted, or closed. They also explain how wallet activity is checked when you use India payment options such as UPI, Paytm, PhonePe, or Google Pay. We may ask for identity, location, or payment
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confirmation where it is needed to meet legal duties, prevent misuse, resolve disputes, or process a withdrawal request. Access and eligibility depend on local law and are available where local law permits. If a state rule, court order, payment instruction, or security check affects your account,
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we may pause access while the matter is assessed. We write these terms so you can see what we collect, why it is needed, how long it may be kept, and how to contact us if something looks wrong.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.